Summary Plan Descriptions

• SDSURF Health & Welfare Plan   (PDF Format, 991KB)*
  
• SDSURF Cafeteria Plan - Flexible Spending Accounts   (PDF Format, 339KB)*
  
• SDSURF Defined Contribution Retirement Plan - Summary Plan Description   (PDF Format, 698KB)*
  
  • Summary of Materials Modifications - Amendment Number Two   (PDF Format, 259KB)*
    
  • Summary of Materials Modifications - Secure Act   (PDF Format, 178KB)*
    

Health Benefit Summaries

• Kaiser Permanente - Summary of Benefits and Coverage (Southern California) (PDF Format, 84KB)*
• Kaiser Permanente - Summary of Benefits and Coverage (Northern California) (PDF Format, 85KB)*
• 2025 Cigna - HMO Select Network - Summary of Benefits and Coverage (PDF Format, 588KB)*
• 2025 Cigna- HMO Full Network - Summary of Benefits and Coverage (PDF Format, 588KB)*
• 2025 Cigna- PPO (OAP) - Summary of Benefits and Coverage (PDF Format, 598KB)*
• SBC Uniform Glossary   (PDF Format, 90KB)*
• Health Insurance Marketplace Coverage Options
• HIPAA Privacy Notice   (PDF Format, 229KB)*
  

VEBA Plan

• SDSURF Health VEBA Plan for Post Retirement Health Care Benefits   (PDF Format, 2641KB)*
  

Other Required Notices

• Annual Voluntary Retirement Plan Universal Availability Notice
• Annual Notices Required Reading   (PDF Format, 204KB)*
  
• COBRA Rights
• 2025 Medicare Part D - Creditable Coverage Notice (PDF Format, 122KB)*
• Newborn & Mothers' Health Protection Act
• Qualified Default Investment Alternative (QDIA): Initial Notice to Employees
• Qualified Default Investment Alternative (QDIA) Annual Notice to Eligible Employees
• Required Notice to All Employees – City of San Diego’s Equal Benefits Ordinance
• Selecting a Primary Care Physician & OB/GYN
• SDSURF DC Retirement Plan and Investment Notice (PDF Format, 192KB)*
• Women's Health & Cancer Rights

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